Terms of Service

Welcome to No Cap Allowance. By accessing our website or purchasing our products, you agree to these Terms of Service. Please read them carefully.

Use of Our Services

Our website and products are designed for educational purposes to help families have better conversations about money. By using our services, you agree to:

• Provide accurate information when making purchases or signing up
• Use our products for personal, non-commercial use only
• Not redistribute, resell, or share purchased digital products
• Not attempt to access our systems in unauthorized ways

Digital Products

When you purchase a digital product from No Cap Allowance:

• You receive a license for personal use only
• You may not share, redistribute, or resell the product
• You may print copies for your immediate family's use
• All intellectual property rights remain with No Cap Allowance

Refund Policy

We offer a 30-day money-back guarantee on all digital products. If you're not satisfied with your purchase, email us at hello@nocapallowance.com within 30 days of purchase, and we'll process a full refund. No questions asked.

Disclaimer

The content provided by No Cap Allowance is for educational and informational purposes only. It is not intended as financial, legal, or professional advice. We encourage you to consult with qualified professionals for specific financial decisions.

We make no guarantees about the results you'll achieve using our products. Financial outcomes depend on many factors beyond our control.

Intellectual Property

All content on this website and in our products — including text, graphics, logos, and digital downloads — is the property of No Cap Allowance and is protected by copyright law. You may not reproduce, distribute, or create derivative works without our written permission.

User Content

If you submit content to us (such as testimonials or feedback), you grant us permission to use that content for marketing purposes. We will never share your personal information without consent.

Limitation of Liability

No Cap Allowance and its owners shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or products. Our total liability shall not exceed the amount you paid for the product in question.

Changes to Terms

We may update these Terms of Service from time to time. We will notify you of significant changes by posting the new terms on this page. Your continued use of our services after changes constitutes acceptance of the new terms.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Oklahoma, United States, without regard to conflict of law principles.

Contact Us

If you have questions about these Terms of Service, please contact us at hello@nocapallowance.com.